Does an annuity actually fit your retirement?

Six questions. You'll get a straight answer about which annuity type is worth researching — or that none of them are, which is a common result here.

Question 1 of 6

How far are you from retiring?

Or if you're already retired, pick the last option.

Do you have high-interest debt or no emergency savings?

Credit cards, personal loans — anything above roughly 8–10%.

When might you need this money back?

Most annuities carry surrender charges for the first several years.

What matters most to you here?

How would you feel about a 20% drop in one year?

Do you already own an annuity?

What this is and isn't

This quiz is an educational starting point, not a recommendation and not financial advice. It doesn't know your tax situation, your other assets, your health, or your family circumstances — all of which change the answer. Nothing here is a suggestion to buy or sell any product. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing insurer.