Sit down with Connor and find out if an annuity actually fits.
A one-on-one walk-through of your existing retirement portfolio and the annuity options that genuinely suit it — or a straight answer that none of them do.
Three conversations, not a pitch deck.
You tell us what you've got
Current retirement accounts, roughly when you want to stop working, and what keeps you up at night about it. No document uploads, no account logins, no commitment.
We show you the math
If an annuity fits, you'll see exactly which type, what it would cost, what it guarantees, and what you give up to get that guarantee. Surrender periods and fees included, in writing.
You leave and think about it
No same-day paperwork. Nothing to sign on the call. If someone in this industry needs your signature today, that is information about them, not about the product.
Who this is for — and who it isn't.
Worth your time if…
- You're roughly 5–15 years from retiring and thinking about income
- Someone has already pitched you an annuity and you want a second opinion
- You hold an annuity now and don't fully understand what you own
- You want guaranteed income but are wary of locking money up
- You've been told to "just buy index funds" and it doesn't feel like enough
Probably not yet if…
- You're carrying high-interest debt — clear that first, it beats any annuity return
- You have no emergency savings outside retirement accounts
- You're under 40 and still building — time in the market usually wins
- You need the money accessible within the next few years
- You're looking for the highest possible return rather than a floor under your income
If you're in the right-hand column, say so on the call and we'll tell you plainly. Sending someone away is a normal outcome here.
The questions people are too polite to ask.
The review is a review. If an annuity doesn't fit your situation, you'll be told that — and roughly half of these conversations end there. If one does fit, you'll get the full picture including the downsides before anything else happens.
Ask us — it's the right question. We'll tell you plainly, at the start of the call and before anything else happens, exactly how Palm Wealth is compensated and whether it varies by product. If any answer you get in this industry is vague on this point, treat that as your answer.
Nothing formal. A rough sense of your retirement account balances and your target retirement date is enough for a first conversation. If you already own an annuity, having the contract or annual statement to hand makes the call more useful.
Yes. There's no charge for the review and no obligation afterwards.
No. One follow-up after the review, and after that you'll hear from us only if you ask to.
Palm Wealth Capital provides independent annuity education. A review is not a recommendation to buy or sell any financial product, and nothing discussed constitutes tax or legal advice. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing insurer. Surrender charges, fees, and withdrawal restrictions vary by contract — read yours before signing.