:root{--navy:#08384C;--navy-deep:#052838;--navy-elev:#0d4257;--navy-card:#0f4a62;--cream:#FEFFFB;--cream-mute:rgba(254,255,251,0.65);--cream-faint:rgba(254,255,251,0.42);--cream-line:rgba(254,255,251,0.10);--cream-line-strong:rgba(254,255,251,0.22);--gold:#c9a55b;--gold-soft:#b08f48}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{background:var(--navy);color:var(--cream);font-family:'Figtree',sans-serif;font-weight:400;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}.eyebrow{font-size:11px;letter-spacing:0.3em;text-transform:uppercase;color:var(--gold);font-weight:600}.container{max-width:1240px;margin:0 auto;padding:0 32px}nav{position:sticky;top:0;z-index:100;background:rgba(8,56,76,0.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--cream-line)}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 32px;max-width:1240px;margin:0 auto}.logo{display:flex;align-items:center;text-decoration:none}.logo img{height:26px;width:auto;display:block}.nav-links{display:flex;gap:36px;list-style:none}.nav-links a{color:var(--cream-mute);text-decoration:none;font-size:14px;font-weight:500;transition:color 0.2s}.nav-links a:hover{color:var(--cream)}.nav-cta{background:var(--cream);color:var(--navy);padding:11px 22px;border-radius:2px;text-decoration:none;font-size:13px;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;transition:background 0.2s,color 0.2s}.nav-cta:hover{background:var(--gold);color:var(--navy)}.hero{position:relative;padding:110px 0 90px;overflow:hidden}.hero-bg{position:absolute;inset:0;background:radial-gradient(ellipse 60% 50% at 85% 15%,rgba(201,165,91,0.10),transparent 60%),radial-gradient(ellipse 50% 60% at 5% 85%,rgba(13,66,87,0.6),transparent 60%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.15fr 1fr;gap:80px;align-items:center}.hero-eyebrow{display:inline-flex;align-items:center;gap:14px;margin-bottom:36px}.hero-eyebrow::before{content:'';width:32px;height:1px;background:var(--gold)}h1.hero-title{font-family:'Figtree',sans-serif;font-weight:300;font-size:clamp(52px,6.5vw,86px);line-height:1.02;letter-spacing:-0.035em;margin-bottom:32px;color:var(--cream)}h1.hero-title em{font-style:italic;font-weight:300;color:var(--gold)}.hero-sub{font-size:18px;color:var(--cream-mute);margin-bottom:44px;max-width:540px;line-height:1.65;font-weight:400}.hero-ctas{display:flex;gap:14px;align-items:center;flex-wrap:wrap}.btn-primary{background:var(--cream);color:var(--navy);padding:17px 32px;border-radius:2px;text-decoration:none;font-weight:700;font-size:13px;letter-spacing:0.1em;text-transform:uppercase;transition:background 0.2s,transform 0.2s;display:inline-flex;align-items:center;gap:10px}.btn-primary:hover{background:var(--gold);transform:translateY(-1px)}.btn-ghost{color:var(--cream);padding:17px 26px;text-decoration:none;font-weight:600;font-size:13px;letter-spacing:0.1em;text-transform:uppercase;border:1px solid var(--cream-line-strong);border-radius:2px;transition:border-color 0.2s,color 0.2s,background 0.2s;display:inline-flex;align-items:center;gap:8px}.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}.hero-visual{position:relative;aspect-ratio:4 / 5;border-radius:4px;overflow:hidden;background:linear-gradient(180deg,var(--navy-elev),var(--navy-deep));border:1px solid var(--cream-line)}.hero-visual::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 30% 30%,rgba(201,165,91,0.12),transparent 50%),radial-gradient(circle at 70% 80%,rgba(13,66,87,0.4),transparent 50%)}.hero-visual::after{content:'';position:absolute;top:24px;right:24px;bottom:24px;left:24px;border:1px solid var(--cream-line);pointer-events:none}.hero-visual-label{position:absolute;bottom:36px;left:36px;z-index:2;font-style:italic;font-weight:300;color:var(--cream);font-size:14px;opacity:0.75;letter-spacing:-0.01em}.hero-visual-tag{position:absolute;top:36px;left:36px;z-index:2;font-size:10px;letter-spacing:0.28em;text-transform:uppercase;color:var(--gold);font-weight:600}.placeholder-note{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:var(--cream-faint);font-size:11px;letter-spacing:0.2em;text-transform:uppercase;z-index:2;font-weight:600}.trust{padding:60px 0;border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line);background:var(--navy-deep)}.trust-inner{display:grid;grid-template-columns:1fr 2.2fr;gap:60px;align-items:center}.trust-rating{border-right:1px solid var(--cream-line);padding-right:60px}.trust-stars{color:var(--gold);font-size:16px;letter-spacing:5px;margin-bottom:12px}.trust-rating-text{font-weight:500;font-size:20px;margin-bottom:6px;letter-spacing:-0.01em}.trust-rating-sub{color:var(--cream-mute);font-size:13px}.trust-logos-label{font-size:10px;color:var(--cream-faint);letter-spacing:0.24em;text-transform:uppercase;margin-bottom:22px;font-weight:600}.trust-logos{display:grid;grid-template-columns:repeat(6,1fr);gap:24px;align-items:center}.logo-placeholder{height:32px;border:1px dashed var(--cream-line-strong);border-radius:2px;display:flex;align-items:center;justify-content:center;font-size:9px;color:var(--cream-faint);letter-spacing:0.14em;font-weight:600}section{padding:120px 0;position:relative}.section-head{max-width:740px;margin-bottom:72px}.section-head.centered{margin-left:auto;margin-right:auto;text-align:center}.section-eyebrow{margin-bottom:22px;display:block}h2.section-title{font-family:'Figtree',sans-serif;font-weight:300;font-size:clamp(36px,4.2vw,56px);line-height:1.06;letter-spacing:-0.03em;margin-bottom:22px;color:var(--cream)}h2.section-title em{font-style:italic;color:var(--gold);font-weight:300}.section-lede{font-size:17px;color:var(--cream-mute);line-height:1.65}.paths{background:var(--navy-deep);border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line)}.paths-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.path-card{background:var(--navy-elev);border:1px solid var(--cream-line);border-radius:4px;padding:44px 36px;transition:border-color 0.3s,transform 0.3s,background 0.3s;position:relative;overflow:hidden}.path-card:hover{border-color:var(--gold);transform:translateY(-3px);background:var(--navy-card)}.path-num{font-style:italic;font-weight:400;font-size:13px;color:var(--gold);margin-bottom:28px;display:block;letter-spacing:0.02em}.path-title{font-weight:500;font-size:28px;line-height:1.15;margin-bottom:16px;letter-spacing:-0.02em;color:var(--cream)}.path-desc{color:var(--cream-mute);font-size:15px;line-height:1.65;margin-bottom:32px}.path-link{color:var(--cream);text-decoration:none;font-size:12px;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;border-bottom:1px solid var(--gold);padding-bottom:6px;display:inline-flex;align-items:center;gap:10px;transition:gap 0.2s,color 0.2s}.path-card:hover .path-link{gap:14px;color:var(--gold)}.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;position:relative}.how-grid::before{content:'';position:absolute;top:32px;left:5%;right:5%;height:1px;background:linear-gradient(90deg,transparent,var(--cream-line-strong) 8%,var(--cream-line-strong) 92%,transparent)}.how-step{position:relative}.how-num{width:64px;height:64px;border-radius:50%;background:var(--navy);border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;font-style:italic;font-weight:400;font-size:20px;color:var(--gold);margin-bottom:32px;position:relative;z-index:1;letter-spacing:-0.02em}.how-title{font-weight:500;font-size:24px;margin-bottom:14px;letter-spacing:-0.02em}.how-desc{color:var(--cream-mute);font-size:15px;line-height:1.65}.difference{background:var(--navy-deep);border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line)}.diff-row{display:grid;grid-template-columns:1fr 1.3fr;gap:80px;align-items:center;padding:72px 0;border-bottom:1px solid var(--cream-line)}.diff-row:last-child{border-bottom:none}.diff-row.reverse{grid-template-columns:1.3fr 1fr}.diff-row.reverse .diff-visual{order:2}.diff-num{font-style:italic;font-weight:400;font-size:13px;color:var(--gold);letter-spacing:0.05em;margin-bottom:18px;display:block}.diff-title{font-weight:300;font-size:clamp(28px,3vw,38px);line-height:1.1;margin-bottom:20px;letter-spacing:-0.025em}.diff-body{color:var(--cream-mute);font-size:16px;line-height:1.7;margin-bottom:28px}.diff-visual{aspect-ratio:1 / 1;border-radius:4px;background:linear-gradient(135deg,var(--navy-elev),var(--navy-deep));border:1px solid var(--cream-line);position:relative;overflow:hidden}.diff-visual::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 70% 30%,rgba(201,165,91,0.10),transparent 50%)}.diff-visual::after{content:'';position:absolute;top:20px;right:20px;bottom:20px;left:20px;border:1px solid var(--cream-line);pointer-events:none}.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.review-card{background:var(--navy-elev);border:1px solid var(--cream-line);border-radius:4px;padding:36px;transition:border-color 0.3s,transform 0.3s}.review-card:hover{border-color:var(--gold);transform:translateY(-3px)}.review-tag{display:inline-block;font-size:10px;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold);padding:5px 11px;border:1px solid var(--gold);border-radius:2px;margin-bottom:28px;font-weight:600}.review-product{font-weight:500;font-size:24px;line-height:1.2;margin-bottom:8px;letter-spacing:-0.02em}.review-carrier{color:var(--cream-faint);font-size:13px;margin-bottom:28px}.review-stats{display:flex;gap:28px;padding:22px 0;border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line);margin-bottom:28px}.review-stat-label{font-size:9px;letter-spacing:0.16em;text-transform:uppercase;color:var(--cream-faint);margin-bottom:5px;font-weight:600}.review-stat-val{font-weight:500;font-size:18px;color:var(--cream);letter-spacing:-0.01em}.review-link{color:var(--cream);text-decoration:none;font-size:12px;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;border-bottom:1px solid var(--cream-line-strong);padding-bottom:5px}.reviews-cta{text-align:center;margin-top:60px}.testimonials{background:var(--navy-deep);border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line)}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.testimonial{background:var(--navy-elev);border:1px solid var(--cream-line);border-radius:4px;padding:40px}.testimonial-quote{font-style:italic;font-weight:300;font-size:19px;line-height:1.55;color:var(--cream);margin-bottom:32px;letter-spacing:-0.015em}.testimonial-quote::before{content:'\201C';color:var(--gold);font-size:30px;line-height:0;vertical-align:-8px;margin-right:2px;font-style:normal;font-weight:400}.testimonial-author{border-top:1px solid var(--cream-line);padding-top:22px;display:flex;justify-content:space-between;align-items:center}.testimonial-name{font-weight:600;font-size:14px}.testimonial-role{color:var(--cream-faint);font-size:12px;letter-spacing:0.05em}.founder-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:80px;align-items:center}.founder-photo{aspect-ratio:4 / 5;border-radius:4px;background:linear-gradient(180deg,var(--navy-elev),var(--navy-deep));border:1px solid var(--cream-line);position:relative;overflow:hidden}.founder-photo::after{content:'';position:absolute;top:20px;right:20px;bottom:20px;left:20px;border:1px solid rgba(254,255,251,0.18);pointer-events:none;z-index:2}.founder-credentials{display:flex;gap:36px;margin:36px 0;padding:26px 0;border-top:1px solid var(--cream-line);border-bottom:1px solid var(--cream-line)}.founder-cred-item{flex:1}.founder-cred-label{font-size:10px;letter-spacing:0.22em;text-transform:uppercase;color:var(--gold);margin-bottom:8px;font-weight:600}.founder-cred-val{font-weight:500;font-size:15px;line-height:1.4;letter-spacing:-0.01em}.founder-bio{color:var(--cream-mute);font-size:16px;line-height:1.7;margin-bottom:18px}.faq-list{max-width:880px;margin:0 auto}.faq-item{border-bottom:1px solid var(--cream-line)}.faq-q{width:100%;background:none;border:none;color:var(--cream);font-family:'Figtree',sans-serif;font-weight:400;font-size:21px;text-align:left;padding:30px 0;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;letter-spacing:-0.02em;transition:color 0.2s}.faq-q:hover{color:var(--gold)}.faq-icon{width:34px;height:34px;border:1px solid var(--cream-line-strong);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gold);font-size:18px;font-weight:300;transition:transform 0.3s,border-color 0.2s}.faq-item.open .faq-icon{transform:rotate(45deg);border-color:var(--gold)}.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s ease,padding 0.3s ease;color:var(--cream-mute);font-size:15px;line-height:1.7}.faq-item.open .faq-a{max-height:500px;padding:0 60px 36px 0}.cta-banner{padding:110px 0;background:radial-gradient(ellipse at center,rgba(201,165,91,0.10),transparent 60%),var(--navy);text-align:center;border-top:1px solid var(--cream-line)}.cta-banner h2{font-weight:300;font-size:clamp(38px,5.2vw,62px);line-height:1.04;letter-spacing:-0.03em;margin-bottom:22px}.cta-banner h2 em{font-style:italic;color:var(--gold);font-weight:300}.cta-banner p{color:var(--cream-mute);font-size:17px;max-width:560px;margin:0 auto 44px}footer{background:var(--navy-deep);border-top:1px solid var(--cream-line);padding:80px 0 36px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:56px}.footer-brand .logo{margin-bottom:18px;display:inline-block}.footer-brand .logo img{height:24px}.footer-tag{color:var(--cream-mute);font-size:14px;max-width:320px;line-height:1.65;margin-top:8px}.footer-col-title{font-size:10px;letter-spacing:0.24em;text-transform:uppercase;color:var(--cream-faint);margin-bottom:20px;font-weight:600}.footer-links{list-style:none;display:flex;flex-direction:column;gap:13px}.footer-links a{color:var(--cream-mute);text-decoration:none;font-size:14px;transition:color 0.2s}.footer-links a:hover{color:var(--gold)}.footer-bottom{border-top:1px solid var(--cream-line);padding-top:28px;display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap}.footer-disclaimer{color:var(--cream-faint);font-size:12px;max-width:740px;line-height:1.6}.footer-copy{color:var(--cream-faint);font-size:12px;white-space:nowrap}@media (max-width:960px){.hero-grid{grid-template-columns:1fr;gap:56px}.hero-visual{max-width:480px}.trust-inner{grid-template-columns:1fr;gap:40px}.trust-rating{border-right:none;border-bottom:1px solid var(--cream-line);padding-right:0;padding-bottom:40px}.trust-logos{grid-template-columns:repeat(3,1fr)}.paths-grid,.how-grid,.reviews-grid,.testimonial-grid{grid-template-columns:1fr}.how-grid::before{display:none}.diff-row,.diff-row.reverse{grid-template-columns:1fr;gap:36px}.diff-row.reverse .diff-visual{order:0}.founder-grid{grid-template-columns:1fr;gap:44px}.footer-grid{grid-template-columns:1fr 1fr;gap:36px}.nav-links{display:none}section{padding:80px 0}.footer-bottom{flex-direction:column}}.skip-link{position:absolute;left:-9999px;top:0;z-index:500;background:var(--gold);color:#08384C;padding:12px 20px;font-weight:600;font-size:14px;border-radius:0 0 6px 0}.skip-link:focus{left:0}:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.page-head{padding:140px 0 64px;border-bottom:1px solid var(--cream-line)}.page-head h1{font-size:clamp(38px,5.5vw,62px);line-height:1.08;font-weight:700;letter-spacing:-0.02em;margin:18px 0 20px}.page-head h1 em{font-style:italic;color:var(--gold);font-weight:500}.page-head .sub{font-size:19px;color:var(--cream-mute);max-width:620px}.crumb{font-size:13px;color:var(--cream-faint);margin-bottom:6px}.crumb a{color:var(--cream-faint);text-decoration:none}.crumb a:hover{color:var(--gold)}.sec{padding:76px 0;border-bottom:1px solid var(--cream-line)}.sec h2{font-size:clamp(27px,3.4vw,38px);font-weight:700;letter-spacing:-0.015em;line-height:1.15;margin:14px 0 18px}.sec h2 em{font-style:italic;color:var(--gold);font-weight:500}.sec p{color:var(--cream-mute);max-width:680px;margin-bottom:16px}.sec h3{font-size:20px;font-weight:600;margin-bottom:10px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.cols-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.cols-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.panel{background:var(--navy-card);border:1px solid var(--cream-line);border-radius:12px;padding:28px}.panel h3{color:var(--cream)}.panel p{font-size:15px;margin-bottom:0}.steps-list{list-style:none;counter-reset:s}.steps-list li{counter-increment:s;display:grid;grid-template-columns:46px 1fr;gap:20px;padding:24px 0;border-top:1px solid var(--cream-line)}.steps-list li:last-child{border-bottom:1px solid var(--cream-line)}.steps-list li::before{content:"0" counter(s);color:var(--gold);font-size:13px;font-weight:600;letter-spacing:0.12em;padding-top:4px}.steps-list p{margin-bottom:0;font-size:15px}.check{list-style:none}.check li{position:relative;padding-left:30px;margin-bottom:14px;color:var(--cream-mute);font-size:16px}.check li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}.cross li::before{content:"✕";color:var(--cream-faint)}.book-card{background:var(--navy-elev);border:1px solid var(--cream-line-strong);border-radius:14px;padding:34px;position:sticky;top:100px}.book-card .label{font-size:11px;letter-spacing:0.28em;text-transform:uppercase;color:var(--gold);font-weight:600}.book-card h3{font-size:25px;margin:12px 0 8px;font-weight:700}.book-card .price{font-size:15px;color:var(--cream-mute);margin-bottom:22px}.book-embed{border:1px dashed var(--cream-line-strong);border-radius:10px;padding:26px 20px;text-align:center;margin-bottom:20px}.book-embed .big{font-size:14px;color:var(--cream-mute);line-height:1.55}.book-alt{font-size:14px;color:var(--cream-faint);margin-top:18px;padding-top:18px;border-top:1px solid var(--cream-line)}.book-alt a{color:var(--cream);text-decoration:none;border-bottom:1px solid var(--gold)}.note{background:rgba(201,165,91,0.09);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;padding:20px 24px;margin:26px 0}.note .label{font-size:11px;letter-spacing:0.24em;text-transform:uppercase;color:var(--gold);font-weight:600;display:block;margin-bottom:8px}.note p{font-size:15px;margin-bottom:0;color:var(--cream-mute)}.carrier-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.carrier{background:var(--navy-card);border:1px solid var(--cream-line);border-radius:12px;padding:26px;text-decoration:none;display:block;transition:border-color .2s ease,transform .2s ease}.carrier:hover{border-color:var(--gold);transform:translateY(-2px)}.carrier .cname{font-size:20px;font-weight:700;color:var(--cream);margin-bottom:6px}.carrier .cmeta{font-size:12px;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px}.carrier ul{list-style:none}.carrier li{font-size:14.5px;color:var(--cream-mute);padding:5px 0}.carrier li::before{content:"→ ";color:var(--cream-faint)}.carrier .soon{font-size:13px;color:var(--cream-faint);font-style:italic}.fact-slot{background:rgba(254,255,251,0.04);border:1px dashed var(--cream-line-strong);border-radius:8px;padding:16px 20px;margin:18px 0;font-size:14.5px;color:var(--cream-faint)}.fact-slot strong{color:var(--gold)}.kv{display:grid;grid-template-columns:190px 1fr;gap:2px 24px}.kv dt{font-size:12px;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);font-weight:600;padding:14px 0;border-top:1px solid var(--cream-line)}.kv dd{color:var(--cream-mute);padding:14px 0;border-top:1px solid var(--cream-line);font-size:15.5px}@media (max-width:860px){.two-col,.cols-3,.cols-2,.carrier-grid{grid-template-columns:1fr;gap:30px}.book-card{position:static}.kv{grid-template-columns:1fr}.kv dt{padding-bottom:0;border-top:1px solid var(--cream-line)}.kv dd{padding-top:4px;border-top:none}.page-head{padding:116px 0 48px}}.quiz-wrap{max-width:760px;margin:0 auto}#result,#quiz{scroll-margin-top:96px}.qstep h2[tabindex]:focus{outline:none}.qbar{height:3px;background:var(--cream-line);border-radius:99px;overflow:hidden;margin-bottom:12px}.qbar>i{display:block;height:100%;background:var(--gold);width:0;transition:width .35s ease}.qcount{font-size:12px;letter-spacing:0.16em;text-transform:uppercase;color:var(--cream-faint);font-weight:600;margin-bottom:34px}.qstep{display:none}.qstep.on{display:block;animation:qin .28s ease}@keyframes qin{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.qstep.on{animation:none}.qbar>i{transition:none}}.qstep h2{font-size:clamp(25px,3.2vw,34px);font-weight:700;letter-spacing:-0.015em;line-height:1.2;margin-bottom:10px}.qhint{color:var(--cream-faint);font-size:15px;margin-bottom:26px}.qopts{display:grid;gap:12px}.qopt{background:var(--navy-card);border:1px solid var(--cream-line);border-radius:10px;padding:18px 22px;text-align:left;cursor:pointer;color:var(--cream);font-family:inherit;font-size:16.5px;font-weight:500;line-height:1.4;transition:border-color .18s ease,background .18s ease;width:100%}.qopt:hover,.qopt:focus-visible{border-color:var(--gold);background:var(--navy-elev)}.qopt span{display:block;font-size:14px;font-weight:400;color:var(--cream-faint);margin-top:5px}.qback{background:none;border:none;color:var(--cream-faint);font-family:inherit;font-size:14px;cursor:pointer;margin-top:26px;padding:6px 0}.qback:hover{color:var(--gold)}.result{display:none}.result.on{display:block}.rcard{background:var(--navy-elev);border:1px solid var(--cream-line-strong);border-radius:14px;padding:36px;margin-bottom:26px}.rcard .label{font-size:11px;letter-spacing:0.28em;text-transform:uppercase;color:var(--gold);font-weight:600}.rcard h2{font-size:clamp(27px,3.6vw,38px);font-weight:700;margin:12px 0 16px;letter-spacing:-0.015em;line-height:1.15}.rcard>p{color:var(--cream-mute);margin-bottom:18px}.rsplit{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:26px;padding-top:26px;border-top:1px solid var(--cream-line)}.rsplit h4{font-size:12px;letter-spacing:0.16em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px}.rsplit ul{list-style:none}.rsplit li{font-size:15px;color:var(--cream-mute);padding:6px 0 6px 20px;position:relative}.rsplit li::before{content:"—";position:absolute;left:0;color:var(--cream-faint)}.rlinks{margin-top:26px;padding-top:26px;border-top:1px solid var(--cream-line)}.rlinks a{display:inline-block;color:var(--cream);text-decoration:none;font-size:15px;border-bottom:1px solid var(--gold);margin:0 18px 10px 0}.rlinks a:hover{color:var(--gold)}.form-grid{display:grid;gap:18px;max-width:620px}.field label{display:block;font-size:13px;letter-spacing:0.1em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:8px}.field input,.field textarea,.field select{width:100%;background:var(--navy-card);border:1px solid var(--cream-line);border-radius:8px;padding:14px 16px;color:var(--cream);font-family:inherit;font-size:16px}.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold)}.field textarea{min-height:150px;resize:vertical}.field .help{font-size:13px;color:var(--cream-faint);margin-top:6px}.hp{position:absolute;left:-9999px}@media (max-width:600px){body{font-size:16px}.container{padding-left:20px;padding-right:20px}h1,.hero-title,.article-title{font-size:clamp(30px,8vw,38px) !important;line-height:1.12}h2,.section-title{font-size:clamp(24px,6.4vw,30px) !important}h3{font-size:19px !important}p,li{font-size:16px;line-height:1.68}section,.sec{padding-top:52px !important;padding-bottom:52px !important}.btn-primary,.btn-ghost,.inline-cta-btn,.bf-submit,.bf-call{min-height:48px;width:100%;justify-content:center;display:flex;align-items:center;font-size:16px}.hero-ctas{flex-direction:column;gap:12px}.hub-cta{padding:26px 22px}.hub-cta-row{flex-direction:column;align-items:stretch;gap:12px}.hub-cta-note{text-align:center}.peer-grid,.related-grid,.testimonial-grid,.trust-facts,.carrier-grid,.post-grid,.cols-2,.two-col{grid-template-columns:1fr !important}.pay-table th,.pay-table td{padding:11px 12px;font-size:14px}.table-scroll{margin-left:-20px;margin-right:-20px;padding-left:20px;padding-right:20px}.facts-grid,.fact-grid{grid-template-columns:1fr !important}nav a,footer a{min-height:44px;display:inline-flex;align-items:center}.hero-proof{padding:0 22px;gap:20px}.hero-proof-num{font-size:34px;min-width:48px}.hero-proof-sub{display:none}.book-card{position:static;padding:24px 20px}.article-body,.post-body{font-size:16.5px}}.mobile-nav{display:none}@media (max-width:960px){.mobile-nav{display:block;border-bottom:1px solid var(--cream-line);background:var(--navy-deep);position:sticky;top:64px;z-index:40}.mobile-nav ul{display:flex;gap:0;list-style:none;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;padding:0 14px}.mobile-nav ul::-webkit-scrollbar{display:none}.mobile-nav li{flex:0 0 auto}.mobile-nav a{display:flex;align-items:center;min-height:46px;padding:0 14px;font-size:13.5px;font-weight:600;letter-spacing:.01em;white-space:nowrap;color:var(--cream-mute);text-decoration:none;border-bottom:2px solid transparent}.mobile-nav a:hover,.mobile-nav a:focus{color:var(--cream);border-bottom-color:var(--gold)}}
